Sitemap - 2024 - Random Walk
Riffing on debt themes, prediction themes, ecomm themes
Riffing on the theme of service shrinkflation
Of gig-work and entrepreneurship (for better and for worse)
[Republished] 2022 Year-in-Review
[Republished] The secret to growth is . . .
November 22, 2024 Weekly Recap & Good Reads
HODLers HODL, and revisiting themes
Pouring cold water on compute (maybe)
When Walmart speaks, we listen
Commercial real estate turning a corner (and other real estate charts)
White collar stagnation (revisited)
Consumer fintech says "everything is fine"
One simple fix to save the housing market
End of the insurance premium hike cycle
6 Interesting Asides (with Charts)
Getting more productive, or just harder to measure (or both)
The posterchild for pandemania excess has returned ~55x since it was left-for-dead
Where are people moving, and the real escape from NY (plus other real estate charts)
Can't keep extending and pretending forever, right?
Uncle Sam's Immigrant Nursing Brigade (reprise)
Six charts no one expected to see when rates went up
The Almighty Consumer continues to be fine
Grocery meets healthcare, and other real estate desiderata
Google loses ground to ChatGPT
October 13, 2024 Weekly Recap & Good Reads
Blowout jobs report gets a blowout
It's a renter's market out there
Going nuclear (but for real this time)?
‘More reliant than ever on Gov’t aid’
Peddling dismisinformation about Private Capital
September 28 2024 Weekly Recap & Good Reads
New school lending, to old school venture: A conversation with Billy Libby of Upper 90
It's never too early to go public
September 21 2024 Weekly Recap & Good Reads
Too little, too much or just right?
Actually, delinquent auto loans aren't consumer stress (maybe)
Are rate cuts a solution in search of a problem?
Second order effects of unemployment
September 15, 2024 Weekly Recap & Good Reads
Three charts to inform and delight
The secret to Y'all St. (and Europe's fade)
Maybe things really are getting worse?
Buying cheap tchotchkes on the internet (reprise)
September 8, 2024 Weekly Recap & Good Reads
Job openings go down (but maybe not)?
August 31, 2024 Weekly Recap & Good Reads
Rates went down, and the homebuyers shrugged
The Palmetto State, a place of business
Don't call it a comeback (for EVs)
Undisputed beneficiary of rate cuts
Misery is supposed to love company, so why can't we get along? [Republished]
August 17, 2024 Weekly Recap & Good Reads
Walmart is A-OK with the cautious consumer
Canada's population skyrocketed, and so is (youth) unemployment (for now)
Is normalization turning intro stress?
August 10, 2024 Weekly Recap & Good Reads
Smaller households, smaller homes
Latest from AI 'Bubble or Not?'
Tales from private capital markets
Fundamentals, positioning, or both?
Temporary layoffs and other mysteries
August 3, 2024 Weekly Recap & Good Reads
Hitting bottom, a case for optimism
Getting old is what we choose to do (republished)
No one's hiring, no one's firing, no one's quitting
Breaking up with China, consumer goods edition
July 27, 2024 Weekly Recap & Good Reads
Getting old is what we choose to do
Home prices are at an all time high(?)
The bought-out becomes the buyer-out
Netflix is undefeated (reprise)
Secondary discounts, slightly less discounted
July 20, 2024 Weekly Recap & Good Reads
Prosecutors go on crusade, and the poor people lose
Insurance and Private Credit, two peas in a pod
Banks reporting for duty (part deux)
July 12, 2024 Weekly Recap & Good Reads
Insurance prices don't always make total sense, but it's not climate change
What lies beneath the unemployment numbers?
Bears are out again, even for AI
Conversation with Kling (Take 2)
Private capital is borrowing time (and investors are happy to lend)
Offices haven't hit bottom, yet
A pleasant surprise about energy consumption
June 29, 2024 Weekly Recap & Good Reads
Second-order effects of inelastic demand
Auto prices are coming down (reprise)
It's never too early to go public
June 22, 2024 Weekly Recap & Good Reads
Open border 'saved' the economy (reprise)
Solar putting in a hard day's work
Stagnation unlocked, so now what?
Banks are playing it safe, sort of (audio)
Banks are playing it safe, sort of
The Brits noticed that Healthcare Makes All the Jobs (audio)
The Brits noticed that Healthcare Makes All the Jobs
June 15, 2024 Weekly Recap & Good Reads
More tales from de-dollarization
Impossible marks, cars edition
June 8, 2024 Weekly Recap & Good Reads
Private capital under pressure (republished)
People hate density, and love the 'burbs (reprise)
Private capital under pressure
June 1, 2024 Weekly Recap & Good Reads
Home prices coming down (reprise)?
Insurance premiums are going up (reprise)
May 25, 2024 Weekly Recap & Good Reads
Selling picks n' shovels in a gold rush
Quick check on the cautious consumer
People hate density (and love the 'burbs)
How much do migrants deflate wages
May 17, 2024 Weekly Recap & Good Reads
Rate cuts help equities, how exactly?
Data centers need more power (reprise)
Companies trimmed the fat (audio)
May 12, 2024 Weekly Recap & Good Reads
The hivemind is worried about consumer credit
Real Estate Dispatch, CRE edition
Real Estate Dispatch, single family edition
(Still) no exits for private capital
What's really going on in the labor markets
A Tale of Two Economies (Part II)
A Tale of Two Economies (Part I)
April 20, 2024 Weekly Recap & Good Reads
Consumer retailers are cutting headcount
Checking in on the banks (redux)
April 13, 2024 Weekly Recap & Good Reads
CMBS enters spring with a roar
Regional Bank opines on the real reckoning
Couldn't build more data centers if we wanted to (maybe)
April 6, 2024 Weekly Recap & Good Reads
No news is good news, jobs edition
March 30, 2024 Weekly Recap & Good Reads
Checking in on consumer credit
National Nursing Home v. Finance Bros (republished)
A firehouse of statistically commonplace text
Labor market is tight, but it's not entirely strong
National Nursing Home v. Finance Bros
March 23, 2024 Weekly Recap & Good Reads
It's a data center world, and we're just living in it
Checking in on extend and pretend
March 16, 2024 Weekly Recap & Good Reads
Social media is only getting bigger
March 9, 2024 Weekly Recap & Good Reads
More mysteries of Chinese shopping apps
No one is quitting, and other oddities of a bull run
Consumer credit, including fintech, still pretty OK
Superbowl ads work except when they don't
March 1, 2024 Weekly Recap & Good Reads
Serious delinquencies rise (as expected)
Childcare costs are still pretty high
Feb. 23, 2024 Weekly Recap & Good Reads
Visualizing the shift in CRE lending
Feb. 17, 2024 Weekly Recap & Good Reads
Small businesses are pretty OK
The investment straw that stirs the drink
Feb. 9, 2024 Weekly Recap & Good Reads
Adult in the room (audio edition)
Grocery is an advertising business
5 charts on consumer credit (audio edition)
Mixed Signals from the Labor Market (Audio Edition)
Mixed signals from the labor market
Insurance will continue to get more expensive
Feb. 4, 2024 Weekly Recap & Good Reads
7 Charts on Real Estate Loan Performance
3 observations about small banks, fintechs and BNPL
Real Estate Rundown (residential edition)
Is the economy firing on all cylinders?
Jan. 26, 2024 Weekly Recap & Good Reads
Catching up on the week that was (in charts)
Solar power is the future of power
Upwardly Mobile are Less Upwardly Mobile
Daily Data Podcast: Amazon is the fairest market place in the land
Amazon is the fairest marketplace in the land
Jan. 13, 2024 Weekly Recap & Good Reads
Medical service costs can sneak up on you
Consumers borrowed a lot (and other consumer sundries)
Startups earn their valuations (or die trying)
Healthcare (still) makes all the jobs
Healthcare (still) makes all the jobs
Jan. 5, 2024 Weekly Recap & Good Reads
Random Walk at Night: School of Brad Hargreaves
Commercial RE Debt is . . . Manageable?
Going out less, but spending more (reprise)